Steady, Experienced Financial Leadership for Small Businesses & Contractors

John M. Fullmer, Jr. is a seasoned financial executive whose career has been shaped by responsibility, clarity, and doing what is right — values strengthened across more than four decades in finance and operations. He has long understood that strong businesses rely not only on accurate numbers but on the systems, people, and decisions behind them. This understanding became the foundation of his work as a financial leader.

The core of John’s career was built in the construction industry, where he served for many years as a CFO and senior financial executive. In an environment where accuracy, cash flow management, compliance, and trust are essential, John developed a reputation for clarity, diligence, and steady leadership. He led accounting departments, strengthened financial reporting, implemented internal controls, guided project teams, and helped construction companies navigate growth, tight margins, and complex operational demands.

Later in his career, John expanded his expertise by founding and operating a funds-control organization that protected sureties, banks, and contractors on multimillion-dollar projects nationwide. This work deepened his understanding of construction finance from a different angle — one where transparent processes, strong oversight, and disciplined financial controls are critical.

Across every role, John discovered that the work he enjoyed most was helping owners regain clarity, restore stability, and make confident decisions. His calm, practical, hands-on approach made him a trusted advisor during times of growth, disruption, or financial uncertainty. He understands how easily financial issues can compound — and how quickly stability returns when discipline and structure are restored.

Like many leaders, John has faced career transitions and challenges that shaped his perspective and strengthened his empathy for the owners he now serves. He knows firsthand the pressure of leadership, the impact of setbacks, and the importance of rebuilding with integrity. These experiences guide the way he supports businesses today — with honesty, discipline, and a genuine desire to help owners succeed.

Through John M. Fullmer Consulting, he brings a lifetime of construction finance experience, CFO-level insight, and operational knowledge to small and mid-sized businesses seeking trustworthy financial leadership. His goal is simple: provide the clarity, structure, and confidence that every owner deserves — delivered with the same integrity and care that has defined his entire career.